Remote Data Scientist- Risk

Description:

• Imprint is a company focused on reimagining co-branded credit cards and financial products to be smarter and more rewarding.
• The company partners with brands like Rakuten, Booking.com, and H-E-B to launch modern credit programs that enhance loyalty and drive growth.
• The Data Scientist will join the Credit Risk team and will be responsible for building the analytical and modeling foundation for credit decisions.
• The role involves developing underwriting models, fraud detection systems, and credit policies that balance growth with risk mitigation.
• The Credit Risk & Analytics team is crucial for managing risks in lending and optimizing credit policies.
• Responsibilities include developing credit models, analyzing datasets for insights, conducting experiments, monitoring model performance, collaborating with cross-functional teams, leading innovation in data sources, supporting pricing strategies, and communicating findings to stakeholders.

Requirements:

• Candidates must have 4+ years of experience in data science, analytics, or quantitative credit risk management, preferably in a fintech or consumer lending environment.
• An advanced degree (Master’s or PhD) in a quantitative field is strongly preferred, though exceptional candidates with a Bachelor's degree and relevant experience may be considered.
• Strong proficiency in Python and relevant data science libraries is required.
• Expertise in SQL for handling large datasets is necessary.
• A deep understanding of statistical analysis, probability, and machine learning techniques relevant to credit risk is essential.
• Candidates should have a solid understanding of the credit lifecycle, consumer lending principles, and relevant regulatory environments.
• Strong analytical and problem-solving skills are required to tackle complex issues and drive data-driven solutions.
• Excellent communication skills are necessary to translate technical concepts into actionable insights for diverse audiences.
• Candidates should be comfortable managing projects end-to-end and collaborating in a fast-paced, cross-functional team environment.

Benefits:

• The position offers competitive compensation and equity packages.
• Employees will receive leading configured work computers of their choice.
• Flexible paid time off is provided.
• The company offers fully covered, high-quality healthcare, including dependent coverage.
• Additional health benefits include access to One Medical and the option to enroll in an FSA.
• Paid parental leave includes 16 weeks for the primary caregiver and 8 weeks for all new parents.
• Employees will have access to industry-leading technology to foster innovation and productivity.