Remote Senior Backend Developer, Payments

Description:

• KOHO is on a mission to improve financial services for Canadians by eliminating hidden fees and predatory interest rates, focusing on products that help users spend smart, save more, and build wealth.
• The company promotes a work culture that values work-life integration, offering flexible hours and a remote-first setup.
• As a Senior Backend Developer on the Payments team, you will architect and build the financial infrastructure that processes millions of dollars daily.
• Responsibilities include designing and operating high-throughput services for payment processing, evolving the integration layer with core banking platforms, and maintaining an immutable financial ledger service.
• You will own the full lifecycle of your services, including technical design, implementation, monitoring, and participating in on-call rotations.
• The role involves driving technical strategy, mentoring engineers, and collaborating with product managers and security teams to deliver compliant payment solutions.

Requirements:

• Significant professional experience in backend development with a proven track record in designing and operating large-scale distributed systems.
• Deep understanding of microservices architecture, including data consistency, fault tolerance, and inter-service communication.
• Meticulous attention to quality, with experience in systems where correctness and reliability are critical.
• Hands-on experience with core technologies such as Go and PostgreSQL, or proficiency in similar languages like Java or C#.
• Solution-oriented mindset with a strong ability to take ownership of complex problems from discovery to resolution.
• Excellent communication skills to articulate complex technical decisions and their business implications.
• Practitioner's understanding of modern AI-first development, including AI-assisted coding and advanced prompt engineering.

Benefits:

• Opportunity to shape the future of fintech and empower a generation of Canadians.
• Competitive compensation and equity options.
• Access to a fantastic, deeply engaged team with high engagement scores.
• Generous vacation, wellness days, flex days, and holiday closures.
• Remote-first work environment with coworking support and yearly all-hands retreats.
• Access to coaching and growth programs.
• Parental top-up and leave policies.
• Comprehensive health benefits.
• Power-up budgets for books, home office setup, phone and internet, AI tools, and professional development.