Affirm is reinventing credit to make it more honest and friendly, allowing consumers to buy now and pay later without hidden fees or compounding interest.
The Decisions and Pricing team aims to deliver the best credit decisions for Affirm consumers while maintaining positive unit economics and being the most competitive payment solution for merchant partners.
You will support peers and stakeholders in the product development lifecycle by collaborating with product management, design, and analytics.
You will be responsible for owning and delivering quarterly goals for your team, leading engineers through ambiguity to solve open-ended problems, and ensuring support throughout delivery.
You will proactively identify and advocate for solutions to project, process, technology, or business issues.
You will support the operations and availability of your team's artifacts by creating and monitoring metrics and participating in on-call efforts.
You will foster a culture of quality and ownership by setting or improving code review and design standards.
You will help develop talent on your team by providing feedback and guidance.
You will be hands-on, building APIs and data models within micro-service and event-driven architectures, and creating batch jobs to process large amounts of data.
You will improve the current platform's extensibility, performance, and usability to support rapid global deployment and scaling.
An on-call rotation is a requirement for this role.
Requirements:
You have 4+ years of experience designing, developing, and launching backend systems at scale using languages like Python and Kotlin/Java.
You have a track record of developing highly available distributed systems using technologies like AWS, MySQL, and Kubernetes.
Proficiency in object-oriented and dynamically typed languages is required.
You must be able to synthesize complex business, product, and technical requirements to produce high-quality system designs and software.
Prior experience architecting, building, launching, and maintaining complex systems is necessary.
You have experience defining a technical plan for delivering significant features or system components with elegant, simple, and extensible designs.
You write high-quality code that is easily understood and used by others.
You are proficient at making significant changes in a large code base and have developed tools and practices for safe modifications.
Your experience shows that you take ownership of your growth and proactively seek feedback.
Strong written and verbal communication skills are essential for effective collaboration with a global engineering team.
Benefits:
Base pay range is €85,000 - €115,000, with a transparent pay structure based on location, experience, and job-related skills.
Employees may receive monthly stipends for health, wellness, and tech spending, along with 100% subsidized medical coverage, dental, and vision for themselves and dependents.
Additional benefits include Flexible Spending Wallets for tech, food, and lifestyle, wellness days (Away Days), learning and development programs, parental benefits, and employee resource and community groups.
Affirm offers an employee stock purchase plan (ESPP) enabling employees to buy shares at a discount.
Competitive vacation and holiday schedules allow for time off to rest and recharge.
Affirm is a remote-first company, allowing employees to work from anywhere within the country of employment, with occasional office requirements for proximal roles.
