Affirm is reinventing credit to make it more honest and friendly, allowing consumers to buy now and pay later without hidden fees or compounding interest.
The Loan Originations & Reporting (LOR) team is responsible for the systems that originate, allocate, and report on every loan globally.
The team manages mission-critical processes, including loan booking, capital funding, and downstream reporting, requiring high reliability and financial accuracy.
The culture thrives on openness and collaboration, with engineers driving architectural discussions, supporting peers, and continuously improving through feedback and retrospectives.
Engineers are expected to take ownership of large-scale systems and engage in growth and development activities.
Requirements:
Candidates must have a total of 1.5+ years of experience as a software engineer.
Experience in designing, developing, and launching backend systems is required, with proficiency in either Python or Kotlin.
Familiarity with distributed systems and technologies such as AWS, MySQL, and Kubernetes is necessary.
Candidates should be able to transform simple problems into solutions that interact with multiple software components, writing clear, well-tested, and extensible code.
Comfort in navigating a large code base, debugging others' code, and providing feedback through code reviews is essential.
Candidates should demonstrate ownership of their growth by proactively seeking feedback from team members, managers, and stakeholders.
Strong verbal and written communication skills are required for effective collaboration with the global engineering team.
A Bachelor’s degree in a related field or equivalent practical experience is required.
Benefits:
Affirm provides comprehensive health care coverage, covering all premiums for all levels of coverage for employees and their dependents.
Employees receive generous stipends for spending on technology, food, lifestyle needs, and family-forming expenses through Flexible Spending Wallets.
The company offers competitive vacation and holiday schedules, allowing employees to take time off to rest and recharge.
An employee stock purchase plan (ESPP) is available, enabling employees to buy shares of Affirm at a discount.
Affirm is a remote-first company, allowing employees to work from almost anywhere within the country of employment, with some roles requiring occasional office presence.