Remote Staff Software Engineer - Backend, Cards

Description:

• Join the Tilt team, a company focused on creating a new credit system that recognizes real potential beyond traditional credit scores.
• As a Staff Software Engineer on the Card team, you will work with product and technical leaders to drive the technical strategy for the AI-driven credit platform.
• You will have significant autonomy to identify opportunities and drive solutions across payments and spend domains, supported by experienced engineers.
• The role involves scaling one of the fastest-growing credit card platforms and contributing to Empower's mission of financial empowerment.
• Responsibilities include driving adoption and utilization of card products, enhancing AI-driven payment scheduling systems, scaling the rewards platform, optimizing virtual card infrastructure, building automated loss mitigation features, and creating customer segmentation tools.

Requirements:

• You must have 7+ years of experience developing web APIs within .NET (C#).
• Experience in building resilient financial systems with state machine logic and complex lifecycles is required.
• You should be able to balance immediate business needs with long-term architectural considerations.
• A strong understanding of distributed systems, queue-based architectures, and data-intensive applications is necessary.
• Experience in scaling consumer-facing products with significant transaction volumes is essential.
• You must be able to collaborate effectively with product, risk, and operational teams.
• Comfort in making decisions with incomplete information and adapting as new data emerges is important.
• You should possess skills in mentoring and elevating the capabilities of other engineers.
• Proficiency in leveraging AI-powered development tools to enhance productivity, code quality, and collaboration is required.

Benefits:

• The position offers virtual-first teamwork with a WFH office reimbursement.
• Competitive pay and generous equity are part of the compensation package.
• Flexible health plans at every premium level with substantial subsidies are provided.
• You will have direct exposure to the leadership team, ensuring that good ideas travel quickly.
• Paid global onsites are organized twice yearly for team bonding experiences.
• Growth opportunities are based on contributions rather than rigid promotion timelines.